Expert Insurance Advice
You Can Trust
Independent insurance advisers in Wellington, helping Kiwis protect what matters most. Free advice, no obligation.
Why Use an Insurance Adviser?
Going direct to an insurer means you only see their products. An adviser gives you access to the whole market, ensuring you get the right cover at the right price.
Independent Advice
We compare policies from all major NZ insurers to find the best fit for your needs, not just one company's products.
No Cost to You
Our service is completely free. We're paid by insurance companies, so you get expert advice at no extra cost.
Claims Support
When you need to claim, we're in your corner. We help navigate the process and advocate on your behalf.
Ongoing Reviews
Life changes, and so should your cover. We regularly review your policies to ensure they still meet your needs.
Still have questions about how insurance advisers work?
Get in touch for a no-obligation chat →Why Choose HLS Insurance?
With so many advisers out there, here's why Wellington families and businesses trust us with their insurance needs.
Matt Guildford brings over two decades of insurance expertise to every consultation.
We're not tied to any single insurer. Our only loyalty is to finding you the best cover.
We're right here in Wellington. Meet face-to-face or chat over a coffee.
"Insurance isn't just about policies and premiums. It's about protecting your family's future and giving you peace of mind. I take the time to understand your unique situation and find cover that truly fits."Matt Guildford — Founder, HLS Insurance
Insurance Solutions We Offer
We advise on a full range of personal insurance products to protect you, your family, and your income.
Life Insurance
Protect your family's financial future with a lump sum payment in the event of your death.
Health Insurance
Skip the public waiting lists. Get access to private healthcare and specialists when you need them.
Trauma Insurance
Receive a lump sum if diagnosed with a serious illness like cancer, heart attack, or stroke.
Income Protection
Replace your income if you're unable to work due to illness or injury. Keep paying the bills while you recover.
Mortgage Protection
Ensure your mortgage is covered if something happens to you. Keep your family in their home.
Not sure what cover you need?
Book a Free ConsultationWhat Our Clients Say
Don't just take our word for it — hear from the families and businesses we've helped protect.
Google Reviews will appear here
Configure your Featurable widget ID to display reviews
Get in Touch
Ready to protect what matters most? Contact us for free, no-obligation advice.
Visit Us
34 Manners Street
Wellington, New Zealand
Call Us
(04) 472 9029Email Us
matt@hlsinsurance.co.nzBook a Free Consultation
Let's discuss your insurance needs. No obligation, no pressure — just honest advice.